You know how much I love insurance – especially when it comes to reading all the fine print in policies. Bet you didn’t know that some of the fine print can be summed up into 4 words – don’t forget your umbrella! And I’m not talking about the weather. Read Full Article
Category: Personal Insurance
Right now we’re being inundated with holiday safety tips. You know stuff like – be sure your live tree isn’t dead; if your lights have frayed wires don’t use them; don’t eat Aunt Gertrude’s fruitcake. I hate to say it, but isn’t this stuff common sense? Do I light all the candles in my home and then go out shopping? I don’t think so. Common sense or not, some people just don’t get it because each year, holiday season fires in the USA claim the lives of more than 400 people, injure 2,600 more and cause more than $900 million in damage.
Let’s try to keep our homes and families safe this holiday season (and throughout the year) by following some steps offered by the United States Fire Administration. Read Full Article
Category: General Insurance Tips
Take care to protect your teeth during the holiday season.
It is a festive time of year. It’s a time for indulgences like cake and candy. I even saw cakes on the food channel with candy inside of the cake. It is creative and fun to look at, but it seems like a disaster in waiting for some unsuspecting guest. So as you go for seconds at the buffet, keep in mind that your teeth may need some extra attention and care to combat potential hazards of sweets on your choppers. You do not want an emergency room dental visit on Christmas Eve of New Year’s Day!
Category: General Insurance Tips, Student Insurance
December is here and you know what that means – “Our Biggest Sales Event of the Year!” only to be upstaged three days later by “Our Biggest Sales Event of Year!” Last week I snatched up some perfect gifts at great prices and considered myself quite the bargain babe. Came down to earth 3 days later when the newest sales circular had the exact same sales.
Another absolute truth about the holiday season is an increase in accidents involving drinking and driving. I ran across an article yesterday, published by our trade association – The Professional Insurance Agents of NJ (PIANJ). I was surprised to learn that every day, 32 people in our country die in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $51 billion.
If you’re playing Holiday Host this year, here are some steps you can take to ensure safety: Read Full Article
Category: General Insurance Tips
Did you know that there’s a bill working its way through Congress that could increase the number of calls you get on your cell phone? It’s called the “Mobile Informational Call Act of 2011” and if passed, will allow those dreaded robocalls, to dial your cell phone. You can read all about it in a recent article in the New York Times.
Although I mentioned Congress, this is not a political blog. It’s about safe driving. You might think I’m stretching the point by linking robocalls to driver safety. That’s your call (no pun intended). I know from experience that just glancing at my cell when a call is coming in, takes my mind off of driving. More robocalls. More distractions. The preaching stops here.
Let the driver safety part begin. Read Full Article
Category: General Insurance Tips
O.K. so I’ll admit it. My favorite thing to do on Halloween? Go out for a quiet dinner! If there’s such a thing as a Halloween Humbug, I’m it. Doorbells ringing, the dog barking, grabby little hands snatching candy – not my idea of a fun time. Looking around my neighborhood at all of the over-the-top Halloween decorations, I think I can safely say that I’m in the minority. So for those of you who really dig Halloween, go for it, but beware - hidden dangers are lurking in the dark. Read up on what you can do to keep your home and those darling little trick-or-treaters safe. Read Full Article
Category: General Insurance Tips
After the wet summer we had, topped off with all the rain from Hurricane Irene, the dehumidifier in my basement has been running nonstop. I think it’s sucked enough moisture out of the basement to fill a swimming pool! Now that the days are getting cooler and the furnace is running, the basement should dry out nicely, and I’m glad to report, so far, so good as far as any mold goes. I ran across some info today that describes active mold as “fuzzy, velvety, or slimy, and is orange, green, black, brown, pink or purple in color.” Sounds like a description of a punk rock group! No way do I want to see it hanging out in my basement.
You probably haven’t thought much about fuzzy, velvety or slimy stuff in your basement but ignorance is no excuse when it comes to mold prevention. Here’s the information I ran across (including the “fuzzy stuff” part). It explains what mold is, what causes it, and steps you can take to prevent and eliminate it. Read up mold busters! Read Full Article
Category: General Insurance Tips
Bet you didn’t know that this Saturday is “National Seat Check Saturday”. Well I certainly didn’t until I ran across an interesting blog post about the importance of child passenger safety. Believe it or not, the post wasn’t written by a safety official or someone in government. It was written by a Technology Geek! You know what I always say – “Geeks Rule”!
Here’s what Steve Anderson (SteveAnderson.com) blogged about:
Category: General Insurance Tips
Over Labor Day weekend, lots of parents just sent their “first born” off to college. They all had a look of shock in their eyes. They spoke with a tone of both pride and worry. They realized, like all the parents before them, they all just experienced a BIG change in their lives that seemed to happen way faster than they expected it. There are so many things for both the parent(s) and their teen to learn about, in a very short amount of time. It is a big change for everyone and there are new issues that come up. Student health is a major area subject and the sooner you learn more about it, the better for you all. Read Full Article
Category: General Insurance Tips, Student Insurance
That earthquake yesterday was definitely unsettling and it didn’t even knock a single plate off the shelf. All I can say is, I’m glad I don’t live in California. Guess you get used to it but I don’t want to find out. Did you catch my 8/10 post -Don’t underestimate your exposure to natural catastrophes ? Notice how my mention of earthquakes is minimal? Guess I was underestimating my exposure!
So in light of yesterday’s experience, here is some info about earthquake insurance. Read Full Article
Category: General Insurance Tips, Personal Insurance
