You know how much I love insurance – especially when it comes to reading all the fine print in policies. Bet you didn’t know that some of the fine print can be summed up into 4 words – don’t forget your umbrella! And I’m not talking about the weather. Read Full Article
Category: Personal Insurance
That earthquake yesterday was definitely unsettling and it didn’t even knock a single plate off the shelf.  All I can say is, I’m glad I don’t live in California. Guess you get used to it but I don’t want to find out. Did you catch my 8/10 post -Don’t underestimate your exposure to natural catastrophes ? Notice how my mention of earthquakes is minimal? Guess I was underestimating my exposure!
So in light of yesterday’s experience, here is some info about earthquake insurance. Read Full Article
Category: General Insurance Tips, Personal Insurance
Americans tend to be an optimistic bunch—which is typically a good quality to possess. A key exception, however, concerns our impressions that we are very unlikely to ever experience a devastating natural disaster. As you know, 2011 has already proven to be one of the very worst for natural catastrophes in decades. This reason alone should cause you to systematically consider your exposure to natural disasters and take sound action to mitigate these types of losses if one were to occur. Here are a few ideas for properly handling your exposure to natural disasters. Read Full Article
Category: General Insurance Tips, Personal Insurance
Robins, crocuses, daffodils and daylight savings time… I’m beginning to think that we can finally put our snowy winter behind us. For those of us who can’t wait to start working in our yards – or have already started cleaning out the flower beds – it’s never too early to start planning this year’s garden and landscape improvements. I know I’ve been going through my seed and gardening catalogues getting ideas for what I want to try this year. There’s an area in my side yard that would be perfect for an arbor and some paving stones, and after all of the snow and ice, a couple of unprotected shrubs definitely need to be replaced. So there’s work to do and I plan on tackling anything that isn’t too back-breaking. Read Full Article
Category: General Insurance Tips, Personal Insurance
Our Spring newsletter highlights include identity theft protection, insuring your valuables, saving money by consolidating your personal insurance policies and Palisades offers tips on driving safely during spring showers. You can also win a Bollinger water bottle! Find out more here.
Category: General Insurance Tips, Personal Insurance
Lately, we’ve been getting more and more questions about how to insure a home-based business. So here are a few things to keep in mind if you’re thinking about – or already have – an in-home business.Â
First, the business isn’t sufficiently covered under many homeowners policies. Most policies have limits for business equipment both on and off premises.  In addition, things like a stolen business credit card, a power surge causing lost computer data and business-related lawsuits aren’t covered. And, there’s a strong possibility that coverage would be excluded if clients/customers come to your home on business and are injured. Â
Category: General Insurance Tips
