All I wanted for Christmas was my two front teeth!

Take care to protect your teeth during the holiday season.

It is a festive time of year. It’s a time for indulgences like cake and candy. I even saw cakes on the food channel with candy inside of the cake. It is creative and fun to look at, but it seems like a disaster in waiting for some unsuspecting guest. So as you go for seconds at the buffet, keep in mind that your teeth may need some extra attention and care to combat potential hazards of sweets on your choppers. You do not want an emergency room dental visit on Christmas Eve of New Year’s Day!

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Category: General Insurance Tips, Student Insurance





Baby Bird is off to college, don’t forget to…

Over Labor Day weekend, lots of parents just sent their “first born” off to college. They all had a look of shock in their eyes. They spoke with a tone of both pride and worry. They realized, like all the parents before them, they all just experienced a BIG change in their lives that seemed to happen way faster than they expected it. There are so many things for both the parent(s) and their teen to learn about, in a very short amount of time. It is a big change for everyone and there are new issues that come up. Student health is a major area subject and the sooner you learn more about it, the better for you all. Read Full Article

Category: General Insurance Tips, Student Insurance





Don’t Shoot The Messenger (tips for dealing with call centers)

1

Did you get the license plate number of that Customer Service Rep who just “helped” you?  (because you feel like you were run over by a car)

After working for two companies with large customer service groups who took calls for many different products, I learned a lot about what to do when I call companies seeking assistance. That is not to say I don’t “shoot the messenger” when they tell me something I do not agree with or like. Nor does it mean I can be assured of outstanding customer service by using any of my tricks. But knowledge is power and I really think if you consider the tips below, your chance of successfully communicating your needs and getting back a clear and correct answer will improve.  I hope these help! Read Full Article

Category: General Insurance Tips, Student Insurance





College Health Insurance – Be an educated consumer.

(Part 2 of 2 posts on College Health Insurance)

As discussed in Part 1, (Heading off to college? Add Health Insurance to your to-do list.) if you have family medical insurance, be sure to know how the network/HMO works when you’re away at college. You should also refresh yourself on what the policy covers and excludes and what its limits are.

If your college offers a student health insurance plan, you need to do some research so you can decide if it meets your needs and is worth purchasing. Things you should consider include: Read Full Article

Category: General Insurance Tips, Student Insurance





Heading off to college? Add Health Insurance to your to-do list.

Part 1 of 2 posts on College Health Insurance

Are you (or a child) heading off to college?  Add Health Insurance to your to-do list. Even if the student is already covered by health insurance, there are some important things to keep in mind.

    1.   Will the college location affect the plan’s network?

    2.  If you are in an HMO, is the college located outside the
         HMO?

    3.   Does the college offer a college student insurance plan?

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Category: Student Insurance